Monsoon of 2019 has been very different. After a two-week delay in arrival, its withdrawal from Mumbai and Maharashtra is also delayed and is likely to stretch into October. Light showers are expected to continue till then even as the days are getting sunny in Mumbai.This year, monsoon arrived in Kerala a week late and in Mumbai two weeks later than the projected onset date. The India Meteorological Department (IMD) declared on June 25 that monsoon had arrived in Mumbai and entire Maharashtra. So far, Mumbai has received 3603.7mm rainfall, or 143.35% of annual average. In the 24 hours leading upto 8.30 a.m. on Sunday, Mumbai received only 0.8mm rainfall. There was some scattered rain in Mumbai on Sunday. However, maximum temperatures remained on the warmer side, with Sunday recording 33.3 degrees Celsius. This is three degrees above normal.Normally, withdrawal of monsoon starts around September 1 from west Rajasthan. However, that has not happened so far this season and the weather conditions are not conducive for it to happen in the next few days. Some of the conditions that meteorologists look at include, absence of rain for five days straight, increase in temperature, and reduction in humidity. IMD has forecast very light to light rains for Mumbai, Thane, Palghar, Raigad until Thursday and has forecast similar daytime temperatures for Mumbai.When asked about the withdrawal of monsoon from the State, K.S. Hosalikar, deputy director general, IMD, said, “There is depression formed in Arabian Sea, so withdrawal will not happen for next couple of days.”Mahesh Palawat, vice-president (meteorology and climate change) at private forecaster Skymet Weather said, “Withdrawal of monsoon is delayed this season. Right now, the easterlies are still active and humidity has not reduced and therefore, the weather conditions have not built up yet in west Rajasthan for withdrawal. It may happen in first week of October following which it will cover entire India including Maharashtra. In 2011, withdrawal had happened in late September and in 2010, it happened in October.”Akshay Deoras, a meteorologist and Ph.D. researcher at the University of Reading, U.K., who has been tracking the monsoon closely, said, “Withdrawal from western Rajasthan is expected to commence by September 27. However, the official declaration might happen only in early October due to which monsoon’s withdrawal this year will be delayed by a month from its normal date of September 1. Thereafter, we can expect a rapid withdrawal of the monsoon from parts of northwest and central India. In Maharashtra, rainfall activity will start terminating from early October and we can expect the withdrawal to start from the second week.”However, once monsoon withdrawal starts, it is expected to cover large parts of the country in one or two weeks.Meanwhile, an IMD press release issued at 11.15 a.m. on Sunday said a depression in the Arabian Sea off Gujarat coast could intensify into a deep depression in the next 12 hours, and a cyclonic storm in 24 hours. This could result in lead to light to moderate rainfall at many places with isolated heavy falls over Saurashtra and Kutch.
Ohio State redshirt senior forward Stephanie Mavunga takes a shot during the Buckeyes game against the Boilermakers on Feb 18. Credit: Colin Hass-Hill | Sports EditorTied for first place with No. 13 Maryland atop the Big Ten standings, No. 14 Ohio State (22-6, 11-3 Big Ten) will play its final home game of the season against Northwestern (10-18, 3-11 Big Ten) at 7 p.m. Wednesday at the Schottenstein Center. The Buckeyes have had recent success against the Wildcats. They hold a three-game winning streak against Northwestern, and have won seven of their eight previous matchups. Wednesday’s matchup will be the lone time the teams play this season, and the first meeting since Ohio State’s 31-point victory in the quarterfinals of last season’s conference tournament.Northwestern began its season winning five of its first six games, but since has gone 5-17 with only three conference victories. The team hit a rough stretch in January and February with it going on an eight-game losing streak, and at one point losing 10 of 11 games.Ohio State’s focus will shift to freshman guard Lindsey Pulliam, who leads Northwestern in scoring with 14.3 points per game. But as a team, Northwestern struggles to score and sits third to last in the Big Ten with 62.4 points per game. Ohio State, by comparison, averages 85 points per game.That doesn’t mean Ohio State head coach Kevin McGuff is overlooking the Wildcats.“If you look at them, they’ve played their best games against the best teams on the road,” McGuff said. “They have a lot of talent, they’re just young, they have a hard time closing games, but they are in every game and I suspect this time a year they’re gonna take their best shot they can on the road knowing what we have in front of us.”The Wildcats have three players who score more than 10 points, with the next closest — freshman Jordan Hamilton — coming in at just 7.8 points per game. Abi Scheid, a 6-foot-2 sophomore forward, is second on the team in scoring, with 12.4 per game while junior forward Pallas Kunaiyi-Akpanah averages a double-double, with 11 points and 11.5 rebounds per game. With two games remaining, Ohio State will need help from other teams in order to secure the top seed in the Big Ten Tournament. Maryland, with its 11-3 conference record, holds the first place tiebreaker as a result of the Terrapins’ 99-69 victory against Ohio State earlier this season. In the season’s final stretch, the Buckeyes also will have a shot at securing home games for the first two rounds of the NCAA tournament. They must beat Northwestern in order to remain one of the top-16 teams. Senior guard Asia Doss is not concerned with hosting tournament games, though.“Honestly, I think it’s just one game at a time, at this point we still have a chance to win the Big Ten Conference,” senior guard Asia Doss said. “We’re still trying to finish out the season, at least for me that hasn’t really crossed my mind. I don’t really look at that, I’m just worried about the Big Ten right now.”Ohio State senior guard Kelsey Mitchell has a chance to take advantage of Northwestern, which has the third-worst scoring margin in the conference. She is tied for second in the nation with 24.6 points per game and needs 42 points to pass former Baylor forward Brittney Griner for the third-most career points. Mitchell has scored career 3,242 points.
The Egyptian midfielder has signed an extension of his contract, which is yet to be disclosed, with the Gunners. Since he joined Wenger, he has made 65 appearances for the team.Elneny joined Arsenal back in 2016 and since then, Wenger has been always proud of his skills, which is exhibited by the extension of his contract.“He is a fantastic boy, we love him here. His best years are in front of him,” Wenger shared regarding the Egyptian at the beginning of the season.Merson believes Arsenal should sign Sancho Manuel R. Medina – September 14, 2019 Borussia Dortmund winger Jadon Sancho might be the perfect player to play for the Gunners, according to former England international Paul Merson.“Officially we will be together for a longer time, in order to reach what we started, and to put Arsenal in it’s deserved spot in Europe and the whole world,” was the official statement of the player, shared in his official twitter profile, according to the Daily Mail.“We’re pleased to announce that Mo Elneny has signed a new long-term contract with the club,” was Arsenal’s official statement on the matter.
James Milner is urging his Liverpool teammates to step up their game after losing two successive games in the League and Cup ties.The Reds slumped to another 2-1 loss at Wolves in the cup on Monday after losing to Man City at the Etihad.With a trip to Brighton next, Milner expects his side to crank up the pressure on City by beating the Seagulls to go seven points clear before their clash with Wolves.“Back-to-back defeats isn’t really good enough for us but you have blips in a season,” said the 33-year-old via Sky.“It’s not something you want, especially at Liverpool, we know what’s expected. We have to make sure we bounce back and look at where we can get better.Top 5 Premier League players to watch for next weekend Tomás Pavel Ibarra Meda – September 11, 2019 With the international activity cooling down for the next month, we go back to the Premier League’s Top 5 players to watch this weekend.After…“It’s not about blips, they are expected but it’s how you respond and bounce back. You’ve seen the character in the squad over the last few years, and the players we have, to know we will bounce back.“It’s easier saying that but we have to do that at the weekend.”He said: “I should do better. The pitch all night was a bit tricky and lively. It’s the same for both teams. It was my mistake for the first goal and it’s cost us, if not it’s 1-1 and we get a replay.“It was a pretty good finish from their lad but they didn’t have many chances. We didn’t either but that’s what separated the teams, my mistake and a very good finish for the second goal.”
When the board is making their determination, they consider the seriousness of the offense, the offender’s criminal record, adjustment and treatment while incarcerated, and an offender’s future plans. The board also considers the crime’s impact on the victim and the victim’s future safety. Victims and survivors are notified of all discretionary parole hearings. The victim may express feelings and concerns to the Board in writing or testify before the board in person. 629 Discretionary parole hearings were held in 2017, of those 5% were from Wildwood Correctional Facility. Facebook0TwitterEmailPrintFriendly分享The total discretionary hearings, prior to Senate Bill 91, were on average around 179 per year. With theimplementation of SB 91 the total amount of parole discretionary hearings more than tripled in 2017. This means that if an inmate has exceeded the court’s mandatory minimum sentence or has served a quarter of their total sentence, they can ask the parole board for release. SB 91 expanded discretionary parole eligibility to all persons who have been sentenced to a term of imprisonment of at least 181 days, except for those convicted of unclassified sex offenses, those serving a mandatory 99-year term for murder in the first degree, those serving less than one year pursuant to a suspended imposition of sentence, or those who have been deemed ineligible by the court. To receive discretionary parole, an offender must complete one-third of his or her sentence and receive the approval of the Parole Board, a five member board that is part of the Department of Corrections. Last year, the Board of Parole released prisoners 57 percent of the time during these hearings, according to the DOC. The vast majority of those eligible for discretionary parole were sentenced on or after January 1, 2017.
Brokers on Singapore Exchange (SGX) are finding it tough to survive amid falling trading volumes, reflected in the SGX’s drop in revenues and profit for the first quarter, the results of which were declared last week. The inability for traders to recover costs amid low trading activity has even prompted some of them to quit the business altogether.”It is just not worth it. My clients are not interested to trade. Business hasn’t been worse in the past 20 years and I have been through several market crises. Better to call it a day,” an SGX stockbroker told a columnist working for Singapore’s The Straits Times.Another stockbroker rued the S$1-billion threshold that is crucial to recovering costs and making money at the SGX. “Any time when the daily volume falls below $1 billion, I lose money because I can’t cover my fixed costs like rental and salaries for backroom staff. And hitting $1 billion in stock market turnover is now becoming the exception rather than the rule,” he told the columnist.The situation in Singapore is in sharp contrast to Indian stock markets that are witnessing a boom in initial public offerings (IPOs) and listings, in addition to a thriving debt market. Fundraising via IPOs crossed $2.9 billion early this month with more in the pipeline, taking the money raised via public issue to a six-year high.The Singapore Exchange (SGX) posted a 16 percent fall in net profit to S$83 million for the first quarter in FY2017, year-on-year, reflecting lower levels of market activity. The 16-year-old stock exchange had reported a net profit of S$93 million in the corresponding quarter last fiscal.Revenues dropped 13 percent to S$190.8 million from S$219.6 million in the year-ago period, while operating profit came 17 percent lower at S$97.2 million.”Our first quarter performance this year reflects lower levels of market activities, compared with a more volatile market a year earlier,” SGX CEO Loh Boon Chye said in a statement and warned of low trading volumes ahead.”Participants reacting and adjusting to slowing global economic growth, political uncertainties and implications of Brexit on the European economy could result in a period of relatively subdued trading volumes,” he added.
Members of Rapid Action Battalion (RAB) in a drive arrested an alleged drug dealer along with 306 pieces of Yaba tablets from Kadamtoli area in Dakhshin Surma upazila of Sylhet on Friday, reports news agency UNB. The arrestee was identified as Md Shahed Ali, 22, son of late Suruj Ali, a resident of Moskapur village in Golapganj upazila. Moin Uddin Chowdhury, senior assistant superintendent and also senior assistant director (Media) of RAB-9, said that on secret information, a team of RAB conducted the drive in the area around 4:00pm and arrested Shahed along with the Yaba tablets worth Tk 100,000. Later, the arrestee was handed over to Dakhshin Surma Police Station.
Credit: Cocinatis Spanish physicist, engineer, professor and ice cream lover Manuel Linares has together with a couple of colleagues created an ice cream that changes colors when it’s licked—in a cone. Not content with the life of a physics professor, Linares signed up for training with Asociación Empresarial Nacional de Elaboradores Artesanos y Comerciantes de Helados y Horchatas—a craftsmen and businessmen association in Spain that offers mentored coursework. Uber brings back on-demand ice cream trucks Explore further © 2014 Phys.org This document is subject to copyright. Apart from any fair dealing for the purpose of private study or research, no part may be reproduced without the written permission. The content is provided for information purposes only. Citation: Physicist creates ice cream that changes colors as it’s licked (2014, July 30) retrieved 18 August 2019 from https://phys.org/news/2014-07-physicist-ice-cream.html Linares pursued what he has described as a “Masters Diploma in Creating Artisan Ice Cream.” Intrigued by the ice that changes color under fluorescent lights, created by Charlie Francis, Linares set his sights on figuring out a way to create a type of ice cream that would change color in response to temperature changes and acids found in the human mouth. He enlisted the assistance of a couple of unnamed buddies and they all got to work in a lab that Linares put together with his own funds. Linares has told the press that it took the three of them just one week to come up with the color changing ice cream. The final product, which reportedly has a similar taste to tutti-frutti, has been named Xamaleón. The color changing comes about, some suspect due to the types of fruit that are used—plus a secondary ingredient, a spritz called the “love elixir” that gets sprayed onto the ice cream after its been scooped into a cone, which Linares has hinted, accelerates the color changing process. It starts out as periwinkle blue, then changes to pink and eventually becomes purple, as it’s licked.The ice cream is made of all natural materials, Linares has revealed, but other than listing some of the normal ingredients found in regular ice cream, he’s kept mum. That’s because he has big plans for the ice cream. He’s already opened a shop in Blanes, his hometown, with the goal of creating many more types of exotic ice cream, such as a variety that mimics the ice created by Francis, and another he’s already named Xamán—it will be made with Peruvian and African medicinal plants which will supposedly provide an aphrodisiac effect.
The insurance industry in India is looking at ways of reinventing itself in a positive light in the economy following fruitful discussions held at the 16th annual insurance conference —In Pursuit of Productivity, Sustainability and Progress—in Mumbai recently. Bouncing cheques, income tax frauds, lack of penetration into rural and social sectors, are some of the problems bugging this industry in India which is struggling to maintain its equilibrium after opening up to the private sector from the monopoly of the Life Insurance Corporation (LIC) of India in 1999. Also Read – Revolutionising Indian agricultureThe Indian insurance industry is now reeling further with the central government Insurance Bill, which seeks to increase FDI in this sector from the existing 26 pr cent to 49 per cent. Adding to its misery are frauds and overseas figures being an eye-opener, where statistics showed that every hour, 15 fraudulent insurance claims were reported in the UK.HDFC Standard Life Insurance Co. Ltd MD and CEO Amitabh Chaudhry noted that bouncing cheques and other problems led to insurance companies suffering 40 per cent losses in business every year, besides the insurance business drawing a lot of negative coverage in the past. Noting that LIC had the monopoly in the past, Insurance Regulatory and Development authority (IRDA), Insurance Regulatory and Development authority (IRDA) Chairman T S Vijayan said the insurance industry opened up to private players from 1999 but did very little to benefit the rural and social sectors of India, besides the economy of the country. Stating that 3.9 per cent penetration of India was not enough, he said this industry had much potential after viewing the demography chart where 2.5 crore people would be joining the job market within the next 20 years which offered a prospective climate for the insurance sector. Also Read – BLACK FIBREIn the non-life insurance sector, about one million scooters coming out yearly meant an equal number of insurance opportunities, he said while urging for viewing the number of assets being added yearly including hospital treatment. “When India opened up to private insurance players, the industry lost focus of customers and did not address the real needs. While the speed of clearing insurance claims is not bad, the focus should be on which products are bringing the premium for them. They have to be clear on which innovations they are bringing to the market so that the tag of mis-selling and the gap of misunderstanding is removed. The product should be transparent and easily understood. Insurance products should be positioned as a separate brand itself individually.” “We should tell the Prime Minister to bring out a Jan Bima Yojna. Distribution costs of insurance products being very high is a misconception but statistics don’t substantiate this. If a company is mature and strong, then this wont be so. The insurance company can be put on even keel if the top line can go up to match fixed costs. While the policy holders’ money have to be protected, the agent too has to be protected with some remuneration being given on a monthly basis instead of commission, thus ensuring that the company too has done its social responsibility.’Vijayan also criticized the use of paper in the present digital age of the insurance industry. “I joined the Insurance industry in 1977 and even today, people are still using paper. We need to come out of this mindset of paper use where, instead, the ease of selling insurance should happen in a jiffy. In India, things are already in place such as Aadhar card, Internet, mobile etc and the future belongs to this type of solution that is not complex but simple. An integrated solution should be given to customers that includes even after-sale services including settling claims in time. Health re-insurance is also in the picture. All metros should have re-Insurance. Innovation happens when the distribution system gets improved.” Vijayan also noted that mis-selling made money for the insurance persons and remained a fact whether the government understood it or not. Noting that frauds are still happening, he said how far some people could go could be seen from the fact that some crooks even tried selling RBI (Reserve Bank of India) cards – when there are no such cards actually. But “gullible” people still bought them, he said, adding that this had to be tackled by the awareness authority. Highlighting “digitization” in an insurance processing perspective, he said “In Hyderabad, we started a bureau for collecting data on all vehicles insurance and found that 1.5 lakh vehicles were not insured. This data crunch alone can create a reduction in the third party premiums.” ICICI Lombard General Insurance Co Ltd MD and CEO Bhargav Dasgupta said the Insurance industry growth is between Rs 12,000 crore to Rs 17,000 crore at a CAGR of 17 per cent and is expected to grow to Rs 4.80 lakh crore by 2027. Alongside the vast opportunity including new penetration of 0.2 per cent in rural markets, there are 30 crore homes in the country which represent a Rs 30,000 crore opportunity, he said. The industry honchos agreed on the fact that penetration levels needed to be increased across segments, asset classes and geographies to accelerate growth — alongside the 60 per cent awareness in the health insurance sector — besides SMEs, rural sector and homes offering significant opportunities and yet to be penetrated. In the rural sector, tractors segment penetration was at 30 per cent while being benchmarked at 85 per cent, while in SMEs, employees’ group health is at 10 per cent and benchmarked at 75 per cent. The industry’s performance is driven by interplay of various factors. It would need to take continued action to accelerate growth and further improve profitability. The union of all the industry captains at one place found that human capital development, technology and utilities are several areas for the insurance industry to collaborate in this regard. Highlighting “human capital” in the Indian insurance industry, New India Assurance Co Ltd CMD G Srinivasan said there is a huge challenge of skills in this industry which needs not just more people alongside its growth, but also the right type of people as “today the Industry is run by people without insurance qualifications.” But if insurance sector is seen as an attractive proposition and career to freshers and youngsters coming out of colleges, was his question. “Earlier, we had to walk a long way to get business. Even today, we are picking up general graduates and then training them. Also, we do not do enough research & development and hence have to keep trying out talent wherever we can get it. Although insurance is very complex, I can pick up someone from the market and train him in three months time,” he added.“Hospitals don’t realize they are committing a fraud in the system. This can’t go on indefinitely and the situation has reached the extent that the fraud costs are being borne by the customer. The problem of frauds in India is huge as customers do not know they are committing a fraud. When we detect a fraud, we can only reject the claim. So there is need for a legal framework and mechanism to deal with these frauds as there is no way you can discourage them. There is a need for setting up a separate fraud bureau (by looking also abroad into frauds and solutions) to detect and prevent them from happening. The biggest issue online insurance industry is facing is frauds, not underwriting claims,” he said.General Insurance Council Secretary General R Chandrasekaran outlined the need to build the insurance industry’s image as insurance is part of mismanagement. “There is a need to lay down qualifications for candidates entering this industry. Draw up a pyramid of skills needed for the expertise, and draw up an action plan. Where frauds were concerned, one case involving a Schengen Visa had come to us through a travel agent. What we did was to make a portal that worked successfully and led to almost nil travel fraud. Years ago, we never spoke about frauds, but today we are talking openly about it.” ICICI Lombard General Insurance’s Bhargava Dasgupta said that the depth of understanding required to be successful in the insurance industry is higher than in other sectors. “We need to attract talent and find ways of positioning our industry better, besides going to campuses to recruit them. Increasing the attractiveness quotient is the need of the hour,” he said while noting that where technology is concerned, the opportunity is huge. “Mobiles are being used to generate business and ease of operations. Technology is great, but also a huge threat for us if we don’t collaborate well.”Dasgupta also narrated a case where his company discovered a racket operating in the health insurance sector. This was being done in a very randomized manner but still ended up getting exposed, he said while emphasizing “We still need to have an element of collaboration as criminals are getting smarter and the insurance industry cannot catch all frauds. There are even hospitals defrauding the insurance industry.”G Srinivasan intervened to add that “There is a need for collaboration as technology is critical, especially for building up data for the entire country which is needed. Technology is also important to get into the rural markets, besides playing an important role in the industry taking important decisions on such as natural calamities like those that occurred in Kashmir, Andhra Pradesh – especially since India is exposed to natural calamities. There is no scientific model to deal with this and you can see companies failing in this regard.”“Frauds are taking place. I was at a conference in Zimbabwe where the chief of the Insurance Fraud Bureau narrated a case of identity theft where 30 people had their identity stolen. The fraud syndicate responsible for this made just one mistake that was identified by the IFB who tracked them down and brought them to justice. So this is one area needing collaboration in tracking frauds,” he noted.Experian Credit Information Company of India Pvt. Ltd MD Mohan Jayaraman said: “While India is having the largest bureau in the world and 150 million consumers, the definition and way we view technology is changing today. There is now availability of technology and infrastructure while redefining and jumping to the next level. We should make use of the small capsules of data that we have, such as the ones we are now doing in the vehicles sector. When we draw the data, we can put it in an easy-to-access portal — that can be also viewed by customers – in a transparent and beneficial way while avoiding frauds also. In the UK, there are fraud repositories today where people can go and identify cases to prevent frauds. But there is a need to bring in a well-paid person to detect such frauds.”Jayaraman said 30 per cent of NPAs in banks had been identified as being frauds and that, in India, large scale private players came together and started sharing information about such frauds, thus saving Rs 468 crore in the process. KGFS head (Unit of IFMR Rural Channels and services Private Limited) Ravi K A said rural households owned movable assets such as tractors and bikes. “Cash flow mismatch is one of the key challenges faced by the rural sector and insurance helps them in this regard,” he said. Oriental Insurance Co Ltd Director & GM Kuldip Singh said that while there is insurance awareness in the rural areas, their psychology in general insurance was that they felt they were not deriving any benefits of the insurance policy over the insurance period. “Insurance in the health sector is going up as people are getting benefits there. People in rural areas are more shy and require an insurance distribution channel among them where they can approach even at midnight. Also, there is a rural class which can afford insurance and these need to be approached in cases like Uttaranchal, Jammu and Kashmir, Andhra Pradesh incidents etc.”KEC International and RPG Group (Insurance) General Manager P Chandrasekar highlighted the need to simplify and rejig the insurance process so that indemnification could be done easily. FINO PayTech Ltd Founder Member and Executive Director Rishi Gupta called for greater awareness, higher commissions, training and technology as digitization would address a lot of these challenges. HDFC ERGO General Insurance Co Ltd MD and CEO Ritesh Kumar said rural penetration could be done through schemes involving NGOs and third party distribution channels could service this sector in a better way than any brick-and-mortar office could. However, more insurance products were needed in the rural areas for the small kiosks there, he said.