How to save a little extra during crazy times

first_imgIt’s a tough time for a lot of Americans right now. Some out-of-work individuals are into their 3rd month of being without a paycheck. Hopefully the stimulus checks and PPP Loans have helped put some cash in everyone’s pockets, especially those that need it the most. But, being stuck in quarantine isn’t all bad. Introverts are probably in hog heaven. (What is hog heaven? If you have any insight, tell me about it in the comments. I really want to know.) The one advantage of being at home is that you’re not out-and-about spending money like you probably used to. It’s bad for the economy, but it’s good for your wallet. If you’ve got a good handle on your budget, you should take cash you’d usually be spending and put it towards retirement or your emergency fund. And if you’re looking for a few extra ways to save, here are three to consider…Let your car help (because it’s doing a lot of sitting): You’re not using your car much these days. And it’s not just gas stations that have noticed. Insurance companies have noticed as well. A lot of companies have already started giving discounts on premiums because they’re not having to pay out claims at the same rate as before the COVID-19 crisis. GEICO, for instance, is giving a 15% policy credit to all customers at the time of their next policy renewal. Not all companies are giving out discounts without the customer asking first, so find out what your insurance company is doing and take advantage. Every little bit helps.Cancel unused subscriptions: It’s hard to come to terms with getting rid of subscriptions. I haven’t been using my Netflix lately, but it’s hard to let it go. I bought a year of both Disney+ and The Athletic and haven’t really taken advantage of either one of them. I watched The Mandalorian (of course), and read tons of articles about my Tigers during college football season, but haven’t really used either subscription in the last few months. I’d be willing to bet you have similar subscriptions that you probably don’t think much about. It may only seem like 5-10 bucks a month, but cancel one or two and that’s a couple hundred bucks a year.Stop buying the most expensive version of everything: I’m just going to say this up front . . . there’s no way I’m replacing Diet Dr. Pepper with Food Lion’s Diet Dr. Perky. It’s just not going to happen. But everything on your shopping list isn’t as big of a deal. If you don’t believe me, buy the store brand sliced or shredded cheese the next time you’re at the grocery store. It’s just as good as Sargento or Kraft. Don’t @ me. If you don’t know what that means, ask your kids. 173SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,John Pettit John Pettit is the Managing Editor for CUInsight.com. John manages the content on the site, including current news, editorial, press releases, jobs and events. He keeps the credit union … Web: www.cuinsight.com Detailslast_img read more

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Ministry offers scholarship program to address digital talent gap

first_imgBeside hard skill, the recipients of the scholarship will also receive training in soft skills such as critical thinking, creativity and communication.The first DTS program in 2018 was awarded to 1,000 recipients, while the second one in 2019 had 25,000 participants.The focus on digital sector training also aligns with the Industry Ministry road map titled Industry 4.0, where it focuses on the use of digital technologies for industries, among other things.Since the pandemic broke out in Indonesia in March, the ministry has also run an online academy to train people in data analytics, digital marketing and programming, among other things.It aims to train 50,000 participants this year, while as many as 43,500 people have participated so far.“Both of these programs are necessary as we are adapting to the COVID-19 era. These programs ensure that we can maintain productivity during this time while also addressing the digital talent gap,” Johnny said. (eyc)Topics : The Communications and Information Ministry (Kominfo) launched on Monday its annual Digital Talent Scholarship (DTS) program for this year, as it aims to address the country’s digital talent gap.Recipients of the scholarship will get training on data analysis, artificial intelligence (AI), cloud computing and cybersecurity, among other skills.“Indonesia is facing a digital skill gap, especially in tech industries. That is why we want to facilitate people in upskilling or reskilling their abilities with this program,” said Communications and Information Minister Johnny G. Plate in a press release on Monday. The country is estimated to require 600,000 talents in the digital sector each year to meet the demand for skilled workers.A 2018 study by the World Bank projects that Indonesia will see a shortage of 9 million skilled and semi-skilled workers in the digital sector between 2015 and 2030.To conduct the training, the ministry has partnered with more than 90 universities and polytechnics, local start-ups, as well global technology companies such as Cisco, Google and Microsoft, among others.The training is intended to cater to fresh graduates from universities and vocational schools, as well teachers and entrepreneurs.last_img read more

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Man swerves to avoid pedestrian, crashes

first_imgLaurel, In. — An Oldenburg man was injured in a Thursday crash in Franklin County.Franklin County Sheriff’s deputies responded to a single car accident on Bullfork Road near Davison Road at 3:49 p.m. At the scene, Zachary Roberts, 22, told police he swerved to avoid hitting a person when he left the roadway and struck an embankment.Roberts was transported to Margaret Mary Health for treatment. There is no other information about the pedestrian.last_img

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