The 16th annual Jam Cruise has announced the preliminary details of the 2018 adventure. This year’s at-sea excursion will embark January 17th in Miami, Florida, and head to Roatan, Honduras and Grand Cayman Island, ending on January 22 back in Miami.Each year, Jam Cruisers fall in love with the boat that carries their dreams from show to shore. While last year’s experience downsized from the MSC Divina to the NCL Pearl, this year will bring another new ship to the forefront with the Norwegian Jade, the sister ship of the Pearl. The boat is roughly the same size, with a capacity of 8 additional passengers. Learn more about the ship here.Jam Cruise wants you to save the date & pre-book today! Just a $250 deposit per cabin gets you started. Pre-books are almost sold out – don’t miss your chance to be a part of our sweet sixteen voyage! Full lineup will drop Thursday, May 4.[photo via Keith Griner of Phierce Photo]
With the effects of the financial crisis still lingering, 30 million Americans in the last 12 months tapped retirement savings to pay for an unexpected expense, new research shows. This undercuts financial security and underscores the need for every household to maintain an emergency fund.Boomers were most likely to take a premature withdrawal as well as incur a tax penalty, according to a survey from Bankrate.com. Some 26% of those ages 50-64 say their financial situation has deteriorated, and 17% used their 401(k) plan and other retirement savings to pay for an emergency expense.Pulling money out of your 401(k) early is one of the worst moves you can make. For boomers, once you’re at or near retirement, you have little time to rebuild your savings. Millennials have decades to repair any such early distribution, but taking money out will still cost you future growth. So far only 11% in this generation say they are worse off financially than a year ago, and just 8% tapped retirement savings early, Bankrate.com found. continue reading » 36SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr
Reports are that the board of Hearts of Oak has appointed Ghana Independent Broadcasters Association (GIBA) Executive Director, Gerald Nii Adjabeng Ankrah as the club’s new Managing Director.The search for a successor for former MD Neil Armstrong Mortagbe who was asked to step down last season as a result of alleged financial malfeasances has finally been arrived at due to the immense pressure from the club’s vociferous fans.Ankrah won majority of the votes among the board members at a decision making meeting to beat his close contender Alhaji Saani last week at the club’s secretariat our, sources within the club revealed.The GIBA Executive Director is likely to be unveiled to the public and the media by the close of this week so as to commence work as soon as possible.Meanwhile, it is unknown whether the newly appointed MD will quit his job as the Executive Director of GIBA or combine both responsibilities as the details of his contract remains sketchy.Working Experience He was appointed director of News Times Corporation in May 2011, Gerald also served as the Project Director for the body that was responsible for the publication of the Code of Conduct for GIBA members for Election 2012.He holds a Bachelor of Science degree in Economics from the Ghana Institute of Management and Public Administration (GIMPA) and has previously worked as Head of Finance and Administration with the Metropolitan Enterprise Television Limited and an administrator at Danafco Engineering.He also served in various capacities at Wade Adams Group, Plant Pool Limited and Osei, Wiredu and Associates and has served as a resource person for the National Media Commission in the review of the “Guidelines for Local Language Broadcasting” and has succeeded in making GIBA self- sustaining and self-supporting.